30.4.07

Forms you may receive during your Bankruptcy

Note: Virtually all of the mail you receive during your bankruptcy is from the Clerk of Court. Their computer spits out a constant stream of "stuff" that documents compliance with the complex rules of the bankruptcy code. These mailings will show my office as the return address because the Clerk of Court could not handle the volume of returns otherwise. So if you have a question about a document that appears to be from my office you will need to tell me what the document is titled since I did not actually send it out. I receive them electronically but promptly delete most permanently from my Gmail, otherwise my storage space would be overflowing. But the following should answer most of your questions.

Form: Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines
What it Means: Provides dates & time for your hearing

Form: Order Regarding Duties of Debtors(s) and Notice Regarding Failure to Abide by This Order
What in Means: We have done these things already so you don’t need to respond to this.

Form: Report of Abandonment
What it Means: The trustee does not want the listed property, you get to keep it.

Form: Motion for Relief from Stay
What it Means: Normally filed by mortgage or car lenders when you are surrendering. If you receive a Motion for Relief on property you intend to keep, email Jeff. Normally keeping up payments is sufficient to keep these assets.

Form: Bar Date Notice
What it Means: Tells parties how long they have to object to a repossession, foreclosure or other action a party is taking. Jeff will let you know if you ever need to react to a Bar Date Notice, normally you do not.

Form: Report of No Distribution
This is good! This means you will not lose any property, you have a "no asset" case.

Form: Discharge
What it Means: You are no longer responsible for the dischargeable debt. You do still need to comply with any trustee requests like copies of tax returns to avoid revocation.

If you are interested, you can register and log on to the court site and review your case electronically as you go. They charge you .08 cents/page to view documents online. You will receive copies of the same filings by mail.

No comments: